Spendrix - Revolutionary Automatic UPI Expense Tracker

Discover Spendrix, the private, serverless money tracker. It automatically detects UPI payments from Google Pay, PhonePe, Paytm, and Cred, then uses AI to categorize your expenses. Your data is encrypted and backed up to your Google Drive — never to our servers.

Key Features of Spendrix Money Tracker

Supported Payment Applications

Spendrix seamlessly integrates with UPI platforms including Google Pay (GPay), PhonePe, Paytm, and Cred for comprehensive expense tracking.

Now Available

Download Spendrix on Android and start tracking with privacy-first, serverless technology today.

Meet Spendrix

Private, Serverless Money Tracker That Thinks Ahead

Automatic UPI detection, AI categorization, and secure Google Drive sync. Your data never touches our servers — it lives with you.

Auto Detection

Instantly detects payments from GPay, PhonePe, Paytm & Cred

Smart Learning

Learns your patterns and suggests expense categories automatically

Private & Secure

Serverless, encrypted Google Drive backup, biometric lock, and exports

Supported Payment Apps

Google Pay

Google Pay

Full Support
PhonePe

PhonePe

Full Support
Paytm

Paytm

Full Support
Cred

Cred

Partial Support
PayZapp

PayZapp

Partial Support
HSBC SimplyPay

HSBC SimplyPay

Partial Support

* Cred integration supports auto-popup for expense entry, but manual categorization is required. We're working on full automation!

Revolutionary Features

Experience the future of expense tracking with AI-powered automation and intelligent insights

Payment Auto-Detection

Automatically detects payments from GPay, PhonePe, Paytm, and Cred. Instantly opens expense entry screen after each transaction.

Works seamlessly with all major UPI apps

AI-Powered Learning

Learns from your UPI IDs and spending patterns to automatically suggest the right expense categories. No more manual selection!

Gets smarter with every transaction

Detailed Tracking

Stores comprehensive details: payment app, UPI ID, receiver name, exact time, and location for easy search and retrieval.

Never lose track of any expense

Multi-App Support

Full automation for PhonePe, Paytm, and GPay. Smart integration with Cred (manual entry with auto-popup).

Continuous improvements for all platforms

Advanced Analytics

Beautiful graphs, heatmaps, spending insights, and detailed comparisons with previous months to understand your financial patterns.

Make informed financial decisions

Secure & Flexible

Ignore expenses you don't want to track. Bank-grade security ensures your financial data stays completely private and secure.

Your privacy is our top priority

Automated Reports

Receive detailed weekly and monthly expense analysis reports with insights that matter to your financial health.

Private Google Drive Sync

Encrypted backup directly to your Google Drive. We never store or see your data.

App Screenshots

Explore Spendrix across key screens – from tracking to analytics

Spendrix home dashboard overview
Home Dashboard – quick overview of expenses and recent activity
Add expense flow with smart suggestions
Add Expense – smart suggestions based on UPI ID, name, and time
Analytics and insights with charts and heatmaps
Analytics – insights, comparisons, and monthly heatmaps
Google Drive sync settings and backup status
Google Drive Sync – private, encrypted backup to your Drive
Multi-language interface selection
10+ Languages – use Spendrix in the language you prefer
Light and dark mode previews
Light & Dark Mode – designed for comfort, day or night
Currencies and number formats options
20+ Currencies & 10+ Number Formats – fully localized amounts
Data export options
Export Data – take your data with you whenever you want
Biometric lock settings screen
Biometric Lock – protect the app with your fingerprint or face

How Spendrix Works

Experience seamless expense tracking in just 3 simple steps

1

Make a Payment

Use any UPI app like GPay, PhonePe, Paytm, or Cred to make your payment. Spendrix automatically detects the transaction in real-time.

2

Smart Categorization

Our AI analyzes the payment details, recipient, and your past patterns to automatically suggest the most appropriate expense category.

3

Track & Analyze

Confirm or adjust the category, and watch as Spendrix builds comprehensive expense reports with beautiful insights and analytics.

Your Security is Our Priority

Bank-grade security ensures your financial data stays completely private and protected

End-to-End Encryption

All your financial data is encrypted using military-grade AES-256 encryption before it leaves your device. Even we can't see your raw transaction details.

Local Processing

Payment detection and categorization happens locally on your device. Your sensitive payment information never leaves your phone unnecessarily.

No Banking Access

Spendrix never accesses your bank accounts, credit cards, or UPI credentials. We only read payment notifications to help you track expenses.

Private Google Drive Backup

Optional encrypted backups to your personal Google Drive. Fully serverless – your data never touches our servers and only you hold the keys.

Full Privacy Control

Granular privacy settings let you choose exactly what data to track, what to ignore, and how long to keep your expense history.

Security Compliance

Built following industry-standard security practices and regularly audited to ensure the highest level of data protection and privacy compliance.

Our Security Promise

We believe that financial privacy is a fundamental right. That's why we've built Spendrix from the ground up with security-first principles, ensuring your financial data remains yours and yours alone.

Zero Data Selling
No Third-Party Tracking
Open Source Security

Spendrix is Now Live

Join thousands of users who have simplified their expense tracking with Spendrix

Download on Android

Automatic UPI tracking, AI categorization, and private Google Drive sync. 100% serverless and privacy-first.

100% Free Forever
AI-Powered Features
Privacy First
10+

Languages

20+

Currencies

10+

Number Formats

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